How CommissionsIQ works

You upload the commission statements you already receive, and CommissionsIQ reconciles what they say you were due against what was actually paid — flagging variances, gaps and clawback exposure across your book.

CommissionsIQ · DashboardSample data
⌂ Management View＄ Broker View

Welcome to CommissionsIQ

Track every commission with precision. Never miss a dollar.

◔ Portfolio
% Total Commission
△ Variance
✦ Brokers Performance

Portfolio Overview

Real-time insights and key performance indicators

Loan Value
$256.56M
↗ +0.5%
Loan Volume
512
↗ +1.6%
Retention Rate (YTD)
25.2%
Clients Gained
19

Settlement Trends

12 months settlement loan value

$28M$21M$14M$7M
A look at the CommissionsIQ dashboard.

The walkthrough

  1. Bring in your commission data

    Start with the commission statements you already receive. Upload them as Excel or CSV — no system access needed, and nothing to arrange with your aggregator.

  2. See your whole book in one place

    Upfront and trail payments across lenders, in one view — with settlement trends and commission income over time.

  3. Review what the reconciliation found

    Each payment is reconciled against what your aggregator statements say you were due. Variances, missing payments and missed stepped-trail increases are flagged automatically, alongside clawback exposure across the book.

    CommissionsIQ · Total CommissionSample data
    ⌂ Management View＄ Broker View
    ◔ Portfolio
    % Total Commission
    △ Variance
    ✦ Brokers Performance

    Total Commission

    Monitor upfront and trail commissions with AI-powered projections

    Commission Income (YTD)
    $1.37M
    ↗ +8.4% growth
    Upfront Commission YTD
    $1,023,427
    ↗ +6.1% YTD
    Avg Monthly Trail
    $28,489
    ↗ +2.3% growth
    GrowingAnnualized Commission
    $963.97K
    ↗ Projected

    Upfront vs Trail Commission

    Monthly, current financial year

    $160K$120K$80K$40K$0
    Upfront CommissionTrail Commission
    Upfront and trail, reviewed side by side.

  4. Act on what matters

    The flags give you the context to investigate — which loan, which lender, what changed, and when. You know the client and the deal, so the why is yours to find; that follow-up is often a client re-engagement opportunity.

    CommissionsIQ · AI InsightsSample data

    AI Insights

    Opportunities and risk alerts from across your portfolio

    Total Active
    1,187
    Opportunities
    966
    Risks
    221
    Action Needed
    764
    💡 Opportunities (966)
    🛡 Risks (221)

    Risk Alerts & Opportunities

    Critical alerts for commission losses, portfolio issues and growth opportunities

    ↗ View
    ⓘ MEDIUM★ Action RequiredNew
    Trail Payment Discrepancy
    ◐ Jordan Avery
    NAB trail lower than expected — current variance is 14.2%
    ↗ View
    ⓘ MEDIUM★ Action Required
    Trail Payment Discrepancy
    ◐ Priya Nair
    ANZ trail lower than expected — current variance is 11.8%
    ↗ View
    ⓘ MEDIUMOpportunity
    Loan Balance Refinancing Opportunity
    ◐ Northbridge Super Fund
    Loan balance dropped 12.4% — potential refinancing opportunity
    Flags surfaced for review — the investigation is yours.

What you need to start

  • Your recent commission statements, as Excel or CSV files
  • Any loan details needed to match the statement lines — confirmed during onboarding
  • No integration, no IT involvement, no aggregator permission required

What it looks like day to day

Monthly: statements arrive, you upload them, and you review what the reconciliation flagged.

As needed: following up a variance, or checking clawback exposure before a payout conversation.

Periodically: looking at book performance and lender mix.

This isn't a tool you sit in all day. It's one you check when statements land and when something needs chasing.

Common questions

What do I need to get started?
Your recent commission statements as Excel or CSV files, and the loan details needed to match statement lines — confirmed during onboarding. No integration, no IT involvement, no aggregator permission required.
Do I need to connect my aggregator?
No integration is required. You work from the statements you already receive — nothing to set up with your aggregator, no IT involvement, and you can start today. Where a provider can grant approved API access, we can connect on our side.
How long does setup take?
It depends on how many distinct statement formats you have and how much history you're loading. The first import of a new format takes longest because that's when the mapping is set up; once saved, repeat imports of the same format are routine.
Can I see it before signing up?
Yes — 14-day free trial, no credit card required.
Can I import historical commission data?
Yes — up to 6 months of commission data on Starter, and all years of commission statements on Professional and above. Loading more history makes the reconciliation more useful, because stopped payments and missed increases only show up against a baseline.
What happens to my data?
Data security details are published on our Security page, including where data is hosted and how to get a copy of your data out.

See it on your own book

14-day free trial. No credit card required.

Get startedBook a demo